🎓 Open to All Graduates & Finance Students · FREE First Workshop for Every College · Individual Students Also Welcome
KYC, AML &
Client Onboarding
Operations
One of the largest hiring areas in financial services. This workshop explains how banks verify clients, detect financial crime, screen for sanctions, and comply with global AML regulations — end-to-end, from the first onboarding document to ongoing monitoring.
About
What This Workshop Covers
This workshop focuses on the compliance processes related to client onboarding, Know Your Customer (KYC), and Anti-Money Laundering (AML) practices used across investment banks, commercial banks, and financial institutions globally. Participants learn how institutions verify client identities, conduct risk assessments, perform due diligence, monitor transactions for suspicious activity, and comply with FATF, PMLA, and global AML regulations. KYC and AML roles represent one of the largest and fastest-growing areas of hiring in financial services — this workshop builds the foundational knowledge required to enter and succeed in this space.
Topics
Fundamentals Covered
Introduction to KYC and AML
What KYC and AML mean, why they exist, the cost of non-compliance (regulatory fines, reputational damage), and the role of KYC/AML teams in protecting the financial system.
Client Onboarding Workflow
Stages of client onboarding — prospect intake, document collection, identity verification, compliance approval, account opening, and system static data setup across client types (retail, corporate, FI).
Customer Due Diligence (CDD)
CDD requirements under FATF recommendations — identity documents, address proof, source of wealth, beneficial ownership identification, and CDD refresh cycles for existing clients.
Enhanced Due Diligence (EDD)
EDD triggers — Politically Exposed Persons (PEPs), high-risk countries (FATF grey/black list), complex legal structures, unusual transaction patterns — and EDD sign-off requirements at senior level.
AML Transaction Monitoring
How AML monitoring systems (Actimize, Mantas/Oracle FCCM) generate alerts using rule-based and AI-driven typologies — structuring, layering, smurfing — analyst review and disposition workflow.
Sanctions Screening
Major sanctions lists — OFAC SDN, UN Consolidated, EU Restrictive Measures, HMT — real-time and batch screening, false positive management, and escalation when a true sanctions match is identified.
Risk Classification
Client risk scoring — low, medium, high — factors that drive risk ratings (geography, product, channel, client type), risk model calibration, and how ratings determine CDD/EDD and review frequency.
Regulatory Compliance Requirements
FATF 40 Recommendations, EU 6AMLD, US Bank Secrecy Act, RBI Master Directions on KYC, PMLA 2002, and FEMA — how global and Indian regulations apply to bank compliance teams.
Documentation Verification
Types of acceptable identity documents, address proof, corporate documents (certificate of incorporation, MOA, board resolutions), Ultimate Beneficial Owner (UBO) declarations, and document authenticity checks.
Escalation & Reporting Procedures
Internal escalation to the Money Laundering Reporting Officer (MLRO), SAR filing with FIU-India and FinCEN, tipping-off restrictions, and record-keeping obligations under PMLA and global regulations.
Outcomes
Skills Developed
- Compliance process understanding — client onboarding, CDD, EDD, and ongoing monitoring workflows
- Client verification skills — document review, identity checks, beneficial ownership tracing
- Risk assessment knowledge — client risk scoring, EDD triggers, and risk-based approach application
- Regulatory awareness — FATF, RBI KYC Master Directions, PMLA, EU AMLD, and US BSA requirements
- Documentation and reporting capability — SAR preparation, escalation procedures, and record-keeping
First workshop is FREE for every college. Individual students are also welcome to register and attend at no cost for the first session.
Career Opportunities
Roles You Can Target
Book a Workshop
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